If you have a pet, something you don’t want to consider but really should is what happens if your pet becomes ill or hurts themself? Unlike us humans there is no NHS for pets Vets bills need to be paid for by the owner and depending on what work needs done the treatments can end up becoming very expensive!

For Example – To fix a cats broken leg will cost over £800!

So if you have never thought about Pet Insurance before it maybe worth while thinking about insurance.
Pet insurance works in virtually the same way as human health insurance, if your pet has a problem and needs to visit the vets you need to pay the vets bill then claim the money back from the pet insurance. But with pet insurance it is essential you read the small print, some pet insurance will not payout on ongoing health problems like diabetes, and there are also different levels of excess you may need to pay depending on the pet insurance plan you take out. If you think you may need to claim more than £200 a year in bills it maybe worthwhile considering a more expensive plan that doesn’t have an excess.

Use a price comparison search engine

One thing that can take the misery out of searching for the best deal in pet insurance is using a comparison website like gocompare.co.uk or comparethemarket.co.uk. They will take a range of insurance brokers and compare them so you can easily see whats cheapest and best. Then after you have done that I would suggest revisiting the pet insurance brokers actual site and see if the price is any cheaper.
Then I would suggest phoning the insurance brokers up, insurance is one of the few products that is still better to buy over the phone than online. If they insurance company are that keen to get your business they won’t mind you haggling and they will probably be able to beat their online price.
Who are the main pet insuance brokers?

RSPCA Pet Insurance
More than Pet Insurance
Halifax Pet Insurance